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What is a mortgage agreement in principle?

An Agreement in Principle is also known as a 'Decision in Principle' or a 'Mortgage Promise', a mortgage lender will give you this to confirm how much they might lend you, based on the details you give them. It's not a binding offer but it could help show sellers and agents that you're a serious buyer 

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Your home or property may be repossessed if you do not keep up repayments on your mortgage